Saturday, October 18, 2025

Top 50 and Bottom 50 Indian mutual funds for the week ending on Oct 17, 2025

How to use this report:  

1. This report is useful to buy the funds on consistent performance leadership, sell the funds when they give signal of falling from such a leadership.  It also gives a watchlist of underperforming funds showing sign of recovery, but not yet qualifying for buy. 

The report summary is also useful on gauging market pulse ahead for regular stock investment and trading too. 

2. Strategy:  It is possible that one could aim to double the mutual fund returns over an year using this report than settling for average return concept using SIPs. Typically mutual fund returns on portfolio level are aimed at 12-15% per annum, this report attempts to help targeting 25-30% instead, but by not going for SIP, rather churn the portfolio to contain performance leaders as the market zigs and zags. In such an approach, the holding period of a fund may fall to three months usually, even one month in some exceptional market moves. The price to pay in this approach is higher short term gains due to short term churn outs. But the superior return indicated above towards doubling annual yield has accounted for such an overhead.

3. This report is also useful for the stock traders and investors. This report gives insight at the level of summary and associated comments. Also, by identifying the bull and bear trends in the funds, one gets better pulse of the market for stock investment and trading. When someone notices a particular fund type in bearish mode or bullish mode here, but if one of the underlying stock shows different behavior, it is an alert to investigate this anomaly either as a spurious behavior or not.

Buy list:

This report highlights the top 50 mutual funds across all the fund types, for the periods 1 week, 1 month and 1year. Also, it marks the funds within these lists with green color if they are having above average return for all the timelines from 1M thru 1Y, highlighting consistency of performance leadership. For the new funds, it will not give green color just for having superior return for 1W and 1M, rather settles for Yellow, waiting for it to show superior performance beyond 1M.

It marks the funds missing above average returns just for one timeline in yellow color.  While giving yellow color, even if one of the 1W and 1M timeline is not above average, then both are considered as above average, which is to give some concession for very short term, giving the benefit of doubt, and not get spooked by the volatility very short term.

So, while considering the funds with yellow color, one should look for funds with average returns at shorter timelines as more favorable than the ones other way, meaning above average returns in later timelines but missing the boat in the shorter timelines.


Sell  list:

The report highlights bottom 50 mutual funds for 1 W and 1M timelines. It highlights those funds having above average return in these lists for the year (meaning performance leaders within the recent losers) and having below average return for the 1W and 1M timeline. If below average for only one timeline across 1W and 1M, they are marked with lighter red, but if both of them below average, then marked darker red.  The funds marked in red are the one to be sold before they lose further performance ahead. The money released from such sales can be used to buy the new performance leaders marked in green or yellow.

Why the funds with below average return are not marked in red if the annual average is below average?:

This is because the focus is to alert the bearish reversal sign only than including those who continue to remain in such a state across various weeks. It is understood that all the funds with below average annual return within the list are bearish and have return erosion risk by continuing to hold. 


Watchlist:

When it comes to the annual bottom 50 list, it is used for bullish recovery signs. The funds which have above average return for both the 1W and 1M are considered as bullish recovery signs and are marked in grey. One should not buy these funds just for such recovery signs, but keep in mind to anticipate whether they will eventually appear in the buy list or fizzle out thru coming weeks. 


The report for this week:

Report Summary:

 This week:



 Last week:


Summary Statements:

The funds were bullish overall. However the intensity of bullishness was lesser than the last week for all the fund types. 

In case of commodity funds, the bullishness is significant enough to dominate the Top 50 lists in all timelines. Interesting thing is that though the weekly return is bit subdued, the returns for the month and year improved when compared to the last week. This is because the laggards within the Top 50 did better than the last week.

Since a reputed global brokerage like JP Morgan already recommended to ensure 20% allocation to precious metals, one should adjust their investment portfolio accordingly. The commodity funds in the Top 50 lists come handy for such, one could also consider commodity ETF funds for the same.

Concern:

The US market volatility is influencing emerging markets on a daily basis. Though the gold and silver prices remain bullish for next two years, there can be short term corrections, which should be leveraged for more accumulation than selling out.

India is going thru the 2nd quarter results announcements. A definite trend will be confirmed beyond Oct 20. It is anticipated that the results will be better than quarter 1, any deviation to this anticipation will have dampening effect on fund performances.

Net FII money flow out of India has ended through this week, but it can resume if there is havoc in the US market leading to margin calls, and money invested in India becomes handy to meet such dire needs. Until we see a reversal in FII net inflow into Indian equity, we will not see the historic overheating of mutual funds in the short term. Until then, the commodity funds will dominate the buy list except for short term correction periods. 

When the commodity funds  correct short term, it becomes a window of opportunity for other fund types to pop into the top 50 list for the week and month. Such a possibility has not happened through last two months, which means any correction so far is too short lived for days within a week only. In November, it is anticipated that commodity correction may persist beyond a week or more. Let us see.

Opportunity:

 The commodity funds remain to be the once in life time opportunity. They have been so for the last two years, but the investment industry is thumping the chest on this only since last two months due to remarkable returns. One should not worry about short term corrections on commodity funds, the long term superior return possibilities are bright for next two years in spite of overheating.

1. Combined Funds Top 50

1.1. Combined Funds Top 50 Summary:

The Top 50 lists continue to be dominated by commodity funds. Therefore the annual return of all Top 50 lists are superior and closer to each other.

Though weekly average of weekly top 50 diminished from the last week, the monthly average of monthly top 50 and annual average of annual top 50 surged further. This is because, usually there is a divergence of superior performance between gold and silver across weeks. This week, while the performance leaders were less dominant than the last week, but the weekly laggards made better progress for the month and year, meaning the gap between the leaders and laggards narrowed within the Top 50 list through the week.

1.2. Combined Top 50

Green and Amber color marked mutual funds in the list: Since the focus is not only looking for the performance leaders, but also consistent above average performance across all the timelines, the funds are marked in Green or Amber to easily recognize consistency of performance among the leaders.

Green: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list. The fund can not be marked green even with this rule if the returns are not available beyond a month, in which case the fund is marked as amber only.

Amber: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list except for one timeline. For this exception, if any of the weekly and monthly returns are above average, then both timelines are considered to have above average

1.2.1. Combined Weekly Top 50





1.2.2. Combined Monthly Top 50








1.2.3. Combined Annual Top 50





1.3. Combined Bottom 50

Bearish reversal signs:

Both the weekly and monthly bottom 50 lists are leveraged to identify potential bearish reversal indications of the funds. This is done by marking above average annual return in bold and below average returns for the week and month. The funds with both weekly and monthly below average, but annual above average are marked in darker red, while the funds with only one of the weekly and monthly below averages but with above average annual return are marked in light red.

Bullish reversal signs:

Annual bottom 50 funds list is used to recognize potential bullish reversal. Any fund with above average return for both the week and the month in the list is marked as grey indicating potential bullish reversal.

1.3.1. Combined Weekly Bottom 50




1.3.2. Combined Monthly Bottom 50




1.3.3. Combined Annual Bottom 50




2. Reference Links

Whether it is a weekly Top 50 MF report or special MF report, these are available in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

WhatsApp Group: This WhatsApp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.

- Mutual fund investments are subjected to market risk. Read the prospectus of a mutual fund for all the risk information associated prior to investment.

- The author can not be responsible for the omissions or errors in the data from Value Research or the data processing errors if any by the author.

- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.

Monday, October 13, 2025

Fraud Alert: Aquaguard and EurekaForbes are the synonyms for customer service frauds now a days

 


Head note: Post this blog, the Aquaguard customer service escalation relented, sent the best available tech service person, who changed all the key filters (four of them) for no cost as part of the existing annual service. So, do not know whether this blog helped or it was a coincidence of service desk relenting to escalate and get the right attention.

Also learned that the filters do last for 6,000 liters of filteration, which is approx. 1200 days of filteration assuming we use only 5 liter per day.  This means we can use the changed filters for 3 years ahead minimum, so the annual service contract makes sense only for electronic parts failure. So, decision is to skip annual contract next, and service it outside the contract as needed. We need to change the outer simple filter, once a year at the cost of approx. Rs. 500 only. This outer filter collects the dirt and helps inside filters to last longer. Did change it today at our cost as the maintenance contract does not cover it.

Original blog on Oct 14, 2025:

We have been a loyal customer to Eureka Forbes for more than 25 years. This brand stood for customer love and loyalty till it was with the Tatas first, and then Shapoorji Pallonji group, the latter exited the business in 2021-2022. Now the reversal is happening because the customer service is designed to easily defraud the gullible customers.

We bought the new RO filter for the new home in October 2023. Out of brand loyalty we went for Aquaguard, which was a huge mistake.

The first signs of lack of customer service were visible when we could not get it installed quickly enough. It took more than 15 days wait and tireless follow up with the service folks and ultimately an escalation to regional head, just to get the free installation done. It was so tiresome.

After an year, in November 2024, we get an innocent service call. The visit was actually to sell the annual maintenance contract which costs approx. Rs. 5K plus. The pitch was that we get to replace all the filters free once during this contract, doing so through third party will cost at least 50% more.

So, we signed up with the annual contract. The person who facilitated this also checked the filters and said there is no need to replace them for now, and water will stop coming in the event of filters need maintenance, then we should schedule a maintenance call.

But, the fraud he did was genius. He would ask for an OTP, which we thought that it is for the visit. But, he records it in their system as the filters are already replaced as part of the new contract. We notice this later in the app associated with the filter service. So, we lodge a complaint, but no use. We follow up at least half a dozen times with the customer service on this complaint till Feb 2025, till we get tired with this tirade. The customer service desk is like a parrot repeating a script, with no escalation and only false promises. We were wasting too much time and getting worked up. It was clear that system will stick up to the fraud by design.  

Now, before the annual contract gets over, We are following up with a service request. The service agency now says, it will cost extra now to replace the filters. It strikes the whole service request with a comment that door was closed upon visit. Also, the argument over the phone is that the filter would not have lasted this long unless it was replaced earlier. The rudeness of the agency is a reconfirmation that the original fraud is being defended well by them. They know the system well enough to perpetuate this fraud to many gullible customers.

Escalation again with customer service is just a waste of time. Lot of false promises with no true escalation possible.

Bottom line, the filter service and the customer service desk are outsourced, and the agency or agencies associated collude for these fraudulence. This fraud is very convenient now, as the users have decades worth of faith on the brand developed by Tata and Shapoorji Pallonji.

My obligation here is only to alert all such faithful users of Aquaguard and other products of EurekaForbes, against such service frauds.

My personal option now is to replace our RO filter setup which costed us approx. Rs. 18K or go for subscription service brands to avoid such fraudulance against us with the new brand.

In the mean time, please share this as an alert for all concerned. Also, leave comment on horrible experiences you would have had with any such brand.

Best Regards,

Nataraja Upadhya




Sunday, October 12, 2025

Top 50 and Bottom 50 Indian mutual funds for the week ending on October 10, 2025

This week:

 


Last week:


Commentary:

Summary

All types of mutual funds advanced through the week. The advance of equity funds, overall was bit less than the last week, indicating a potential topping for short term. The commodity funds advanced significantly, a whopping 6.61% for the week. It is nice to see no negative return on any type of mutual fund, across any of the short term timeline in the summary table, where as the equity fund returns remained negative for the 3M and annual basis in the last week summary table.

Concern:

The US market corrected significantly on the Friday night session, which will have a knee jerk reaction on the Indian market next week. The new US tariff of additional 100% on China, is just a statement for now, and that alone has sent a negative sentiment globally as there will be further disruptions on the global supply chain arrangements short term. Further, it is indicated that the US policy against China will be a lose-lose deal, therefore the equity markets will at least have a negative knee jerk reaction short term.

Bitcoins corrected significantly as the institutional support for the same shifted from them to stable coins thru new US policy changes. Bitcoin as a safe heaven alternate investment will be shaken short term. Since there are margin call incidents on bitcoin investments, it will have a ripple effect on equity markets too short term. Until bitcoin prices bottom out and resurge, the equity markets may suffer a negative sentiment, this is more of a technical phenomenon.

There is a murmur of some correction against pending corrections on multi-fronts (equity, housing, crypto, commodity etc.). But, the US market is forging ahead on cutting edge fronts like AI, robotics, semiconductors, data centres, energy generation and distribution etc. etc. So, the ongoing froth in these sectors may not be ready for significant correction yet.

Bottom line, there will be volatility on all fronts, leaving retail investors vulnerable on both bullish and bearish fronts. Retail investors are advised to sit tight till the bottoming happens to the current corrections, and look for many other unfolding events in different directions through rest of October. No action either side, with no clarity for medium term level at least pls.

India will go with global sentiments short term on knee jerk reaction. There is a war breaking out between Afghanistan and Pakistan, and the recent Afghan leadership visit to New Delhi suggests India's indirect support to Afghanistan. So, we need to watch this development further.

Opportunity:

The festival season in India will reduce the amplitude of global negative sentiments and associated knee jerk reactions. 

India is not yet ready to re-attract the outgoing FII investments, but this fund outflow is expected to further taper ahead, giving further anchor to the declining mutual fund prices.

Finally, we need to talk about commodity funds, overall they remain to be an opportunity. Since both the Gold and Silver hit their interim highs (Gold: USD 4000 per ounce, Silver USD 50 per ounce), there will be a technical correction in both the prices through the next week. In fact, the gullible retail holders of Gold and Silver are lining up to sell their physical holdings in the US, while the rest of the world is enthused to buy more on correction. So, we will see lot of volatility in Gold and Silver prices through the next week, but the overall direction for these metals is way too bullish ahead, and those who missed the rally's so far should exploit the temporary correction and hoard more of performing Gold and Silver funds.

By the end of next week, we will have some bell weather Q2 results in India, though clear picture will emerge on India Q2 performance a week later. Any potential fundamental shift in the Indian equity sentiment due to India business performance needs to wait for a week more.

Yes Bank surged on Friday with a clear technical breakout. Yes Bank is at 24+ level, and there is an anticipation that it will reach 30 level in the next six months. Yes Bank move is kind of a bell weather for recovery story in many of the beaten down financial institutions of India. So, we may anticipate resurgence of these sectors (mid small banks, NBFCs, retail lending, home lending etc.) ahead, but act on it only after confirmation, as global cues can bring havoc on any developing India story, for now. 

1. Combined Funds Top 50

1.1. Combined Funds Top 50 Summary

Looking at the Combined Top 50 summary for the week, month and year, the Top 50 averages have been fantastic through this week, primarily due to commodity funds superlative performance. But the bottom 50 funds average also improving, which indicates recovery from the bottom for the underperforming areas, which is good sign for the underperforming equity funds ahead. But, we need to wait for the impact of knee jerk reaction pending for the next week in India due to developing negative sentiments globally.

1.2. Combined Top 50

Green and Amber color marked mutual funds in the list: Since the focus is not only looking for the performance leaders, but also consistent above average performance across all the timelines, the funds are marked in Green or Amber to easily recognize consistency of performance among the leaders.

Green: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list. The fund can not be marked green even with this rule if the returns are not available beyond a month, in which case the fund is marked as amber only.

Amber: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list except for one timeline. For this exception, if any of the weekly and monthly returns are above average, then both timelines are considered to have above average

1.2.1. Combined Weekly Top 50





1.2.2. Combined Monthly Top 50







1.2.3. Combined Annual Top 50








1.3. Combined Bottom 50

Bearish reversal signs:

Both the weekly and monthly bottom 50 lists are leveraged to identify potential bearish reversal indications of the funds. This is done by marking above average annual return in bold and below average returns for the week and month. The funds with both weekly and monthly below average, but annual above average are marked in darker red, while the funds with only one of the weekly and monthly below averages but with above average annual return are marked in light red.

Bullish reversal signs:

Annual bottom 50 funds list is used to recognize potential bullish reversal. Any fund with above average return for both the week and the month in the list is marked as grey indicating potential bullish reversal.

1.3.1. Combined Weekly Bottom 50



1.3.2. Combined Monthly Bottom 50






1.3.3. Combined Annual Bottom 50





2. Reference Links

Whether it is a weekly Top 50 MF report or special MF report, these are available in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

WhatsApp Group: This WhatsApp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.

- Mutual fund investments are subjected to market risk. Read the prospectus of a mutual fund for all the risk information associated prior to investment.

- The author can not be responsible for the omissions or errors in the data from Value Research or the data processing errors if any by the author.

- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.

Sunday, October 5, 2025

Top 50 and bottom 50 Indian mutual funds for the week ending on October 3, 2025

This week:

Last week:

Commentary:

Summary

Mutual funds in all categories returned positive for the week. The equities did well, the commodities did further better.

Commodity funds returns for the all the timelines is splendid, and this will continue in spite of corrections thru some weeks ahead.

Concern:

America's traditional economy will slow down ahead while the cutting edge economy will attempt to balance it. There can be many events in the American market around Gold based debt resetting, quantitative easing using stable coins, debt restructuring etc. The civil war kind of situation may errupt around domestic military deployment, ICE enforcement on immigrants, and autocratic decision making against the usual democratic norms. The global relations may suffer further, while the trade related confusions continue around America, and the global supply chain disruptions will persist while the other nations are re-aligning to fix all this.

Opportunity:

Gold and Silver will continue to boom. The corrections will be short term, and an opportunity to enter for those who missed the bandwagon in the last 18 months.

India should give better Q2 results than Q1 due to better monitory policy and GST reduction related elation leading to better consumer behaviour. The forecast for further quarters should strengthen further.

India financial market suffered for the last two weeks because of FII money outflow, that may taper off ahead.

1. Combined Funds Top 50

1.1. Combined Funds Top 50 Summary

Combined Top 50s across week, month and year are looking all green and promising ahead. While the weekly average of weekly top 50 and monthly average of monthly top 50 are bit subdued when compared to last week (due to lesser bullishness of commodity funds when compared to last week), the annual average of annual Top 50 surged further ahead towards 56%. The confidence of achieving 50% and above return in mutual funds annually can be taken for granted for next one year if one rides with the annual leaders (primarily gold and silver funds). It may take a month or two to see other type of funds crowding in the annual top 50 list though.

1.2. Combined Top 50

Green and Amber color marked mutual funds in the list: Since the focus is not only looking for the performance leaders, but also consistent above average performance across all the timelines, the funds are marked in Green or Amber to easily recognize consistency of perfromance among the leaders.

Green: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list. The fund can not be marked green even with this rule if the returns are not available beyond a month, in which case the fund is marked as amber only.

Amber: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list except for one timeline. For this exception, if any of the weekly and monthly returns are above average, then both timelines are considered to have above average

1.2.1. Combined Weekly Top 50






1.2.2. Combined Monthly Top 50





1.2.3. Combined Annual Top 50






1.3. Combined Bottom 50

Bearish reversal signs:

Both the weekly and monthly bottom 50 lists are leveraged to identify potential bearish reversal indications of the funds. This is done by marking above average annual return in bold and below average returns for the week and month. The funds with both weekly and monthy below average, but annual above average are marked in darker red, while the funds with only one of the weekly and monthly below averages but with above average annual return are marked in light red.

Bullish reversal signs:

Annual bottom 50 funds list is used to recognize potential bullish reversal. Any fund with above average return for both the week and the month in the list is marked as grey indicating potential bullish reversal.

1.3.1. Combined Weekly Bottom 50

1.3.2. Combined Monthly Bottom 50




1.3.3. Combined Annual Bottom 50



2. Referrence Links

Whether it is a weekly Top 50 MF report or special MF report, these are availble in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

Whatsapp Group: This whatsapp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.

- Mutual fund investments are subjected to market risk. Read the propsectus of a mutual fund for all the risk information associated prior to investment.

- The author can not be responsible for the ommissions or errors in the data from Value Research or the data processing errors if any by the author.

- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.

Saturday, September 27, 2025

Top 50 and Bottom 50 Indian mutual funds for the week ending on Sept 26, 2025

This week:



Last Week:



Commentary:

Summary

Mutual funds had a very frustrating week as there was a significant market correction on equities and therefore hybrid funds too. But, the commodity fund investors had a jubiliating week as the Gold and Silver prices for the week advanced significantly. The bull run on Gold and Silver likely to persist for next six months too and therefore such funds will dominate the Top 50 funds lists.

Concern:

Because the India has become an international target for America both on trade and politics, many bad news are flowing from Trump policy. Last weekend, it was H1 visa fees hike that sent a bearish spiral for the tech stocks here. Now, it is the 100% tariff for the pharma imports into the US. More to come in the coming weeks.  Net net, the FII investments have been eroding from India for months and the Indian equity recovery is becoming a mirage.

International equity correction is looming. There is a fear of buble in the AI stocks too. Any specific development around US debt, BRICS alignment against dollar, further escalation towards world war III will unleash further risks in the equity markets ahead. 

Opportunity:

Unprecedented gain opportunities in Gold and Silver remain for the next 6 months, many a weeks will be a bonanza like this week, and some in between may be a minor correction. New investors coming in now, also may experience 50% gain on their investments on these in next 6 months.

1. Combined Funds Top 50

1.1. Combined Funds Top 50 Summary

Because of equity correction, there is a significant divergence between Top 50 funds returns and Bottom 50 funds returns. The fund returns on a weekly and monthly returns surged further because of the dominance of commodity funds in the Top 50 list and it was a bonanza week for them. The annual return of Annual Top 50 shrunk a bit, because the correction of non commdity funds in this list was more than the surge of commodiry funds return in this list.

1.2. Combined Top 50

Green and Amber color marked mutual funds in the list: Since the focus is not only looking for the performance leaders, but also consistent above average performance across all the timelines, the funds are marked in Green or Amber to easily recognize consistency of perfromance among the leaders.

Green: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list. The fund can not be marked green even with this rule if the returns are not available beyond a month, in which case the fund is marked as amber only.

Amber: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list except for one timeline. For this exception, if any of the weekly and monthly returns are above average, then both timelines are considered to have above average

1.2.1. Combined Weekly Top 50


1.2.2. Combined Monthly Top 50



1.2.3. Combined Annual Top 50




1.3. Combined Bottom 50

Bearish reversal signs:

Both the weekly and monthly bottom 50 lists are leveraged to identify potential bearish reversal indications of the funds. This is done by marking above average annual return in bold and below average returns for the week and month. The funds with both weekly and monthy below average, but annual above average are marked in darker red, while the funds with only one of the weekly and monthly below averages but with above average annual return are marked in light red.

Bullish reversal signs:

Annual bottom 50 funds list is used to recognize potential bullish reversal. Any fund with above average return for both the week and the month in the list is marked as grey indicating potential bullish reversal.

1.3.1. Combined Weekly Bottom 50






1.3.2. Combined Monthly Bottom 50





1.3.3. Combined Annual Bottom 50




2. Referrence Links

Whether it is a weekly Top 50 MF report or special MF report, these are availble in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

Whatsapp Group: This whatsapp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.

- Mutual fund investments are subjected to market risk. Read the propsectus of a mutual fund for all the risk information associated prior to investment.

- The author can not be responsible for the ommissions or errors in the data from Value Research or the data processing errors if any by the author.

- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.

Thursday, September 25, 2025

2024-25 Deepawali picks Analysis - How the brokerage recommendations performed since last 11 months?

 


Context:

I was more naive in stock investments a year back compared to now. So, I spent some time collecting various Deepawali picks from different agencies and collated. Made some investments then, but forgot to follow further as the market went thru roller coaster ride since then.

Wanted to analyse the recommendations one month ahead of the one year performance data. To account for this one month shortage, I have multiplied the returns by 12/11, also including the dividend into the final effective price as on now.


Summary:

Good that overall performance is very close to Nifty performance (-3% Vs -2%), but the myth that the Deepawali recommendations overall will do perform better is shattered.

Also, one can notice the variance of returns by themselves, and the deviation from the original projection, both at recommendation level, and overall recommending agency level.

Details:

1. Top 50 Performing scripts from recommendations


2. Bottom 50 performing scripts from recommendations


3. Average return performance by recommending agency



4. Average variance of target price recommendations by recommending agency 



5. Full list of all recommendations in order of script and recommending agency: 4 pages







2. Referrence Links

Whether it is a weekly Top 50 MF report or special reports, these are availble in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

Whatsapp Group: This whatsapp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for any type of investment nor an advice Investment decisions are only yours to make.

- The author can not be responsible for the ommissions or errors in the data collected or the data processing errors if any.

- This analysis is limited to this specific information collated by me, and is no indication of the maturity or reliability of the agency mentioned.



Sunday, September 21, 2025

Top 50 and Bottom 50 Indian mutual funds for the week ending on 19th Sept 2025

 This week:

Last Week:




Commentary:

Summary

Mutual funds overall advanced well thru this week, though intensity is bit less than the last week. Equity funds dominated in superior performance, commodity funds were bit neutral with upwards bias.

The performance of the debt funds were better than the previous week, but the performance of the hybrid funds were not as good as the previous week. This is because the equity performance was much higher last week when compared to this week.

PSU Bank based and India defence based funds surged this week, which can be spotted on the Weekly Top 50 list. It is better to wait for these to become monthly top 50 trends before investing further ahead.

Concern:

There is a looming correction of the traditional economy stocks in the US market, but the cutting edge sectors around AI, robotics, semiconductors, data centers, and energy is booming.

Though the interest rate cut, the bond yields are rising, as bonds are being ditched, so the corporate borrowing costs may remain high in the economy. So, the risks of slow down of growth and inflation may remain.

The rising yield issue of the US is overflowing to India too, which means the Indian corporate borrowing cost will remain high short term, which is a negative sentiment for the equity market.

For India, big blow for short term is that the H1B visa is becoming unviable, which means the Indian tech sector will feel the short term impact. Since the US firms too will feel the skills shortage impacts, in the longer term, the demand for India outshoring will improve. For short term, there can be negative bias on the tech firms.

Opportunity:

Though commodities were bit correcting against the previous week move, at the end of the week, there are signs of huge positive move ahead. Because of the move on Friday, the commodities remained positive for the week, but in coming weeks the commodities will outshine equity.

The demand for Gold and Silver will only go up short term.

1. Combined Funds Top 50

1.1. Combined Funds Top 50 Summary

Combined Top 50 returns slowed a bit on weekly and annual basis, but remained higher on the monthly basis.

The returns on the bottom 50 were better on weekly, monthly and annual basis, which means the divergence between the winners and losers narrowed a bit through this week. 

It is not good enough to unleash towards fresh investment just because of 1 week worth of dominance. Case in point is the IT funds, which recovered recently, but may correct again ahead.

1.2. Combined Top 50

Green and Amber color marked mutual funds in the list: Since the focus is not only looking for the performance leaders, but also consistent above average performance across all the timelines, the funds are marked in Green or Amber to easily recognize consistency of perfromance among the leaders.

Green: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list. The fund can not be marked green even with this rule if the returns are not available beyond a month, in which case the fund is marked as amber only.

Amber: 

If the returns for all the available timelines from 1W thru 1Y is above the average within the list except for one timeline. For this exception, if any of the weekly and monthly returns are above average, then both timelines are considered to have above average

1.2.1. Combined Weekly Top 50





1.2.2. Combined Monthly Top 50





1.2.3. Combined Annual Top 50




1.3. Combined Bottom 50

Bearish reversal signs:

Both the weekly and monthly bottom 50 lists are leveraged to identify potential bearish reversal indications of the funds. This is done by marking above average annual return in bold and below average returns for the week and month. The funds with both weekly and monthy below average, but annual above average are marked in darker red, while the funds with only one of the weekly and monthly below averages but with above average annual return are marked in light red.

Bullish reversal signs:

Annual bottom 50 funds list is used to recognize potential bullish reversal. Any fund with above average return for both the week and the month in the list is marked as grey indicating potential bullish reversal.

1.3.1. Combined Weekly Bottom 50




1.3.2. Combined Monthly Bottom 50



1.3.3. Combined Annual Bottom 50


2. Referrence Links

Whether it is a weekly Top 50 MF report or special MF report, these are availble in the blog indicated below. 

Blog: NatsFunCorner! on Blogger

https://natsfuncorner.blogspot.com/

Other relevant Social Network Platform links:

Whatsapp Group: This whatsapp group is a peer group, people active in investment and trading (including day trading) are here, exchanging their insight and views. Please note that there is no room for promotional participation here. 

https://chat.whatsapp.com/GLj1DGwMLToGwSos7ZM3kR?mode=ac_t

FB: https://www.facebook.com/nupadhya/

YouTube: https://www.youtube.com/user/nupadhya

Instagram: https://www.instagram.com/natsupadhya/

Twitter (X): https://twitter.com/nupadhya

LinkedIn: https: https://www.linkedin.com/in/nupadhya/


Disclaimer:

- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.

- Mutual fund investments are subjected to market risk. Read the propsectus of a mutual fund for all the risk information associated prior to investment.

- The author can not be responsible for the ommissions or errors in the data from Value Research or the data processing errors if any by the author.

- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.