Disclaimer:
- This is not a solicitation for mutual fund investment nor an advice. It is only an insight to help investment decisions based on the free MF performance data downloaded from Value Research. Investment decisions are only yours to make.
- Mutual fund investments are subjected to market risk. Read the propsectus of a mutual fund for all the risk information associated prior to investment.
- The author can not be responsible for the ommissions or errors in the data from Value Research or the data processing errors if any by the author.
- All your investment decisions need to be based on your decision finally, with no blame to anyone else later.
Commentary:
1. Hybrid funds are considered for better risk management against equity funds at lowered returns. Since equity funds can correct significantly through bearish phase, hybrid funds are considered to manage such risks as they contain non equity portion like debt or commodity instruments which have far more stable returns though those returns are lower to equity returns.
There are different types of hybrid funds with different risk appetite. While aggressive, multi asset allocation, and dynamic asset allocation fund types have maximum equity exposure, the balanced hybrid funds have moderate, and the rest which are hybrid conservative, hybrid equity savings types have much lesser equity exposure. The Hybrid Arbitrage type has the lowest equity exposure, and is considered for returning slightly higher return than debt funds. The returns of hybrid funds reduce as the equity exposure reduces, which you can check in the average return by fund type above.
Depending on one's portfolio strategy, one may consider hybrid funds for 0-40% of their mutual fund investments.
Through investment in suitable hybrid funds, one can indirectly invest in debt and commodity instruments too, that way separate investment in debt funds or commodity funds can be ignored.
2. Out of all the 218 hybrid funds, the table above gives to the Top 50 with highest monthly return. The investment worthy ones are marked in green for having above average returns for timelines 1M thru 1Y.
3. The table above gives the annual top 50 hybrid funds, the investment worthy ones are marked in green.
4. The table above gives the top 50 hybrid funds based on the average of the returns from 1W thru 1Y. Investment worthy ones are marked in green for having average return above the Top 50 average.
5. The Top 50 funds analysis across all hybrid funds do not help those who like to stay conservative by looking at conservative hybrid fund types. Hence, hybrid fund type based discussion follows.
6. The table above gives the investment worthy aggressvie hybrid funds in green.
7. The table above gives the investment worthy balanced hybrid funds in green.
8. The table above gives the investment worthy conservative hybrid funds in green.
9. The table above gives the investment worthy Equity Savings hybrid funds in green.
10. The table above gives the investment worthy Arbitrage hybrid funds in green.
11. The table above gives the investment worthy Dynamic Asset Allocation hybrid funds in green.
12. The table above gives the investment worthy Multi Asset Allocation hybrid funds in green.
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